Time is money. Save both.

Time is money. Save both.

Introducing Hong Kong’s first personal finance app powered by bank-level security. gini is a simple, safe, smart way to save - mobile banking has never been so rewarding.

In the press
All banks in one app
Compatible with HSBC Hang Seng Bank Standard Chartered Hong Kong Citibank Bank of China (Hong Kong) American Express Hong Kong Bank of East Asia DBS Bank* *Coming soon
Your money, sorted.

Lost track of your spending again? Simply connect your banks with our best personal finance tracker. Your accounts automatically update every time you sign in to show you current (and categorised!) transactions. Wealth building begins with healthy financial habits.

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Know your money better.

Get a great grasp of your finances with our unique monthly overviews and easy-to-read graphs. You can also monitor your spending across all of your accounts and spending categories.

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Key Features
LINK

Connect all your online banking accounts and view your spending data from multiple banks in one place.

3 Steps to connect your banks >
TRACK

Access personal money insights, timely reports and graphs in a simple and convenient manner.

SAVE

Unlock and complete missions* to earn rewards from your favourite shops.

*Coming Soon

Your security is a priority.
Your privacy. We care.

Your data is anonymous and your bank credentials never leave your device. Never.

Your security. We safeguard.

Your data is secured with 256-bit encryption, as in the world’s leading banks.

Your trust. We value.

As part of CardLinX, we follow global standards developed in partnership with MasterCard and Bank of America.

Join us to be part of this revolution in Hong Kong.